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Why do you need my social security number?

To confirm your identity with the US Patriot Act, but Fancards does not run a background check or credit check.

Why do you need my social security number?

The US Government requires that we verify your identity by confirming your full name, SSN or TIN, date of birth, physical mailing address, and phone number. 

We do not use your information to run a background or credit check

Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.